The short answer is: Probably, yes. Social security disability benefits may take longer to receive than long term disability (LTD) benefits from an insurance company. Once you start to receive social security disability back benefits, the insurance company will usually expect you to reimburse them for what they have already paid you, if your insurance policy offsets for social security… READ MORE
Posts Categorized: Long Term Disability
No Matter Where You Live, The Disability Team at Eric Buchanan & Associates Can Help You Get the Long Term Disability Insurance Benefits You Deserve
Clients need skilled and experienced representation when they become disabled and file a disability claim and the Disability Team at Eric Buchanan & Associates serve a nationwide clientele. Located centrally in Chattanooga, Tennessee, Eric Buchanan and his disability team know disabled people need money from the disability insurance company that is due to them. Disability insurance companies try to delay… READ MORE
Long Term Disability Questions: What are the reasons that an insurance company denies a claim?
Insurance companies have many reasons to deny a claim, but the statements listed below are the most common. In future blogs, we at Eric Buchanan & Associates will explore each reason and provide a strategy to prevent your receiving a denial for any one of these: Your medical records do not support your disability; There is no objective evidence in… READ MORE
Why Should I Apply for Social Security Disability When I’m Receiving Long Term Disability Benefits?
ERISA long term disability claims are often easier to win if the insurance company knows you’ve won a claim for Social Security Disability benefits. For one thing, Social Security has much stricter requirements to show “total disability.” Whereas, most long term disability plans only require you to be disabled from your occupation, initially. When you win an SSDI claim, the… READ MORE