Tennessee Disability Insurance Lawyers

Disability Insurance Attorneys in Tennessee

Disability insurance is meant to protect your income, and provide money you and your family need during a time when you can no longer work.

Our 3 minute video teaches you how our team ensures your story will be heard.

When we say we’re Tennessee Disability Insurance Lawyers, what does that mean? Eric Buchanan & Associates help people who have been denied their rights to employee benefits, in addition to disability insurance benefits. Our experience includes advocating for individuals across the country who were made promises by their insurance companies, then were wrongfully denied those same benefits. It doesn’t matter where you are in the process. Our disability insurance attorneys can help you apply for, or fight denials of benefits including disability insurance, life insurance, health insurance, or other insurance benefits.

Especially when it comes to loss of health and hardships within your finances, it is vital to have an experienced disability insurance lawyer on your side..

We know it may be difficult in the waiting process when you don’t know who to turn to or what to do. When you’re dealing with your benefits being denied, we can help deal with the insurance companies. Especially when it comes to loss of health and hardships within your finances, it is vital to have an experienced disability insurance lawyer on your side.

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How can a disability insurance attorney help me? The best time to hire Eric Buchanan & Associates is before filing your appeal of a denial of the claim. With the rules set in stone, an insurance company will most likely change their mind and your best bet at having a good chance in court is to make sure all evidence, including the best evidence, is done and submitted before the insurance company has made a decision on appeal.

Trying to appeal on your own is a mistake. Some will even go as far as obtaining letters and their medical records from their doctors. In most cases, that is not enough. On the plus side, disability insurance attorneys can work alongside treating doctors ensuring that the doctors are addressing the limitations and restrictions that prove a person is legally disabled. The attorneys can then obtain more evidence that will help fight in court, to prove that the person is disabled. In addition, an experienced disability insurance lawyer will know what to do to improve a disabled person’s chance of winning the case before an insurance company.

Trying to appeal on your own is a mistake . . . In most cases, that is not enough.

Our team at Eric Buchanan & Associates has been developing our process for years and is always discovering the best ways to help prove that someone is disabled, convince a disability insurance company that a person suffers from a disability, and are always figuring out the best ways to improve our clients chance of winning in court.

In our professional opinion, claimants stand the best chance of getting a decision that’s favorable, if they decide to hire a Tennessee disability insurance attorney before they file their appeal; although, we can help with a disability claim most times, even after the person has filed the appeal. There’s a chance that insurance companies will make a bad decision or even ignore the law, and that is when we can step in to try to make the chances of success higher.

Learn how our team ensures your story will be heard in our 3 minute video.

Some people choose to hire us early in the process, before they have even filed a claim. This can be the best way to have a good chance in a disability case. We use all of the tools we have to then give back to our clients and reassure them of the best chance they have of winning or settling. This is usually the case when our clients partner with our Tennessee disability team early on.

Our experienced team of Tennessee disability insurance lawyers at Eric Buchanan & Associates will do their best to help cut through the administrative tape that insurance companies use to strip away rightful owners from their benefits.

Our cases span over all of the United States while we work with other local attorneys, work on our own, and ultimately help fight disability insurance denials that seem unfair. You should call the office of Eric Buchanan & Associates if you have questions about your disability insurance benefit claim, policies, or if you’ve received a letter from an insurance company. If you have been denied benefits, you need to contact our Tennessee disability insurance lawyers who handle disability insurance cases on a regular basis.

We at Eric Buchanan & Associates understand that people facing a lengthy or permanent disability have a rough road ahead. We know it can be overwhelming to live with a condition that limits your ability to earn a living, take care of yourself, and even take care of your family. Monetary compensation should be available to you to help pay for what you need. Therefore, you should not have to deal with red tape that makes it tough to get valid claims accepted or with insurance companies fighting to protect themselves only. Our experienced team of Tennessee disability insurance lawyers at Eric Buchanan & Associates will do their best to help cut through the administrative tape that insurance companies have put in place that strip away rightful owners from their benefits. Because of this, you need a disability insurance lawyer with the experience and the skillset to fight hard for your compensation and explore every option available for you. Our team is here to help disabled people understand and collect the benefits that are rightfully theirs, under a private disability insurance policy.

Top Five
Reasons
to hire Eric Buchanan and Associates to represent your disability case

Attention

We are selective about the cases we take, so we can provide each client with the attention he or she needs.

Nationally Recognized

We are nationally recognized and help clients all over the United States.

Rule Changers

Our team has fought for our clients so long, and so well, that we have helped change the rules so the law is more on our clients’ side.

Eric Teaches

Eric Buchanan regularly teaches other attorneys in Tennessee!

We Fight

We know how to fight for you, to get the best result for you in your case.

There are special, complicated rules that apply if your insurance or other benefits were provided through your work, even if you paid the premiums. We understand ERISA.

If you are covered by long term disability insurance through your job or because you have purchased the coverage privately, you should be able to count on the benefits being there when you need them.

Doctors often have disability insurance policies that have special rules applicable to medical professionals, and doctors often work in special circumstances different from most others. We have helped many doctors and understand the best way to help a doctor obtain the benefits due.

Lawyers, accountants, business owners and other professionals often have disability insurance policies with provisions specific to their occupation. Our team fights for professional’s benefits, we understand how to combat insurance companies' denial tactics.

MEET OUR ATTORNEYS

Eric's team of benefits and disability lawyers in Chattanooga, Tennessee can help you as it has already done for thousands of other disabled people in Tennessee.

Eric L. Buchanan

President + Partner

Meet Eric

Hudson T. Ellis

Partner

Meet Hudson

R. Chandler Wilson

Associate Attorney

Meet Chandler

Audrey Dolmovich

Associate Attorney

Meet Audrey

Noah Breazeale

Associate Attorney

Meet Noah

Patrick Wright

Associate Attorney

Meet Patrick

LEGAL MEMBERSHIPS AND AWARDS

HAVE YOU RECENTLY BEEN DENIED YOUR
DISABILITY INSURANCE BENEFITS?

We have witnessed a handful of cases where someone is unrepresented and gets taken advantage of from an insurance company.

The Basics & Benefits of Disability Insurance

When a person purchases an individual disability insurance policy straight from an insurance company, the law will most likely help experienced attorneys protect the rights of the clients, in most cases. In addition, the majority of individual disability insurance cases can be fought over in court, by using state laws that will favor the client with the policy, over the insurance company, or at least provide equal opportunities for both parties involved. If the insurance company was to mess up anything, a handful of states will allow for the person who’s wrongfully denied to then sue for bad faith and punitive damages, in addition to just the benefits. Individual insurance cases can be extremely complicated, and are not like common lawsuits.

Attorneys who know the ins and outs of insurance companies ... can better represent their clients

We have seen many cases where an insurance company takes advantage of someone who is unrepresented.

If your claim is denied we will litigate your disability insurance case, ERISA case, or similar case, against any insurer in Tennessee.

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Eric Buchanan & Associates is a boutique law firm that has a large focus on Disability insurance, ERISA, and similar insurance benefits, like life insurance claims. Because of this, we have learned everything there is to know about disability law, ERISA law, insurance law, and bad faith law. Actually, because of this, some of our cases have ended in improving the law for other disabled people, because we have been so successful. Check out our list of cases here. Our team knows what it takes to win the right cases by fighting big insurance companies. We succeed at this because we limit our practice to this specific area of law. We will help our clients present the best disability insurance claim possible, because we know so much about the way that the big companies handle claims. If that claim is denied, we know how to convince a judge or jury that the decision was unfair and that benefits should be paid, by asking the right questions. We will show the insurance company that we can prove the necessary information to the court, and can ultimately help our clients obtain a good settlement in most cases.

Attorneys who know the ins and outs of insurance companies can better represent their clients and obtain a favorable outcome when they understand the rules of insurance law, and regulations and contracts, which may vary from state to state.

Some of our cases have ended in improving the law for other disabled people, because we have been so successful

Most disability insurance companies will try to argue that a policy falls under ERISA law, because it’s much better for the insurance company. When ERISA does apply though, the disability insurance companies are aware that attorneys don’t even know how to best handle an ERISA case. Disability insurance companies count on getting away with the denials of many claims, and therefore save money by settling cases cheap and winning cases. They do this because too many people do not hire experienced disability insurance attorneys, early on in the process. The Tennessee Disability Insurance team at Eric Buchanan & Associates is made up of attorneys, paralegals, and other areas of staff that continuously help disabled people from many different parts of the country to fight wrongful denials of disability insurance benefits.

Your Tennessee Disability Insurance Lawyer

Our Tennessee Disability Insurance team litigates cases until the very end when insurance companies won’t settle, as often as they regularly take cases to court. Our experience in court helps to prove to our clients that we can handle rough disability insurance cases.

Looking for the best attorney to handle your disability insurance denial is a similar quest. Disability insurance cases can differ from a majority of other areas of the law, because disability requires experience in understanding vocational issues, understanding complicated medical conditions, being able to read disability insurance policies, all the while having knowledge of ERISA law and how it could possibly overlap with the state’s insurance law. A top notch Tennessee Disability Insurance attorney should have the knowledge of disability insurance companies, why and how they deny claims, what procedures disability insurance companies are following, and all of the questions they don’t want a disabled person to ask. The disability team at Eric Buchanan & Associates has helped many clients who have been denied their rights to disability insurance, in addition to handling thousands of disability cases.

You would go to your local doctor if you have the flu, or need your appendix removed, right? If you need an especially complex cardiac surgery, you’d probably prefer to be treated by a well-known heart surgeon. Maybe even one that teaches other doctors how they should perform heart surgery.

Here’s a list of different types of cases that we handle consistently and successfully:

  • Individual Disability
  • Life Insurance
  • Disability Claims for Doctors, Professionals, and Executives
  • ERISA
  • Social Security Disability Benefits Denials
  • UNUM Claim Denials, and more!

In the disability insurance world, promises are made and then broken shortly after.

Disabled people get lots of empty promises from disability insurance companies. In the disability insurance world, promises are made and then broken shortly after. Insurance companies know that most people will try to appeal on their own or give up. The companies will often deny valid claims so they don’t have to pay the disability insurance benefits and end up winning the case. Disability insurance companies are also aware that some people hire attorneys even when the attorneys aren’t educated well with disability insurance law, and how policies concerning disability could fall under the federal ERISA law.

We have seen many cases where an insurance company takes advantage of someone who is unrepresented.