The Basics & Benefits of Disability Insurance
When a person purchases an individual disability insurance policy straight from an insurance company, the law will most likely help experienced attorneys protect the rights of the clients, in most cases. In addition, the majority of individual disability insurance cases can be fought over in court, by using state laws that will favor the client with the policy, over the insurance company, or at least provide equal opportunities for both parties involved. If the insurance company was to mess up anything, a handful of states will allow for the person who’s wrongfully denied to then sue for bad faith and punitive damages, in addition to just the benefits. Individual insurance cases can be extremely complicated, and are not like common lawsuits.
Attorneys who know the ins and outs of insurance companies ... can better represent their clients
We have seen many cases where an insurance company takes advantage of someone who is unrepresented.
If your claim is denied we will litigate your disability insurance case, ERISA case, or similar case, against any insurer in Tennessee.
Read MoreEric Buchanan & Associates is a boutique law firm that has a large focus on Disability insurance, ERISA, and similar insurance benefits, like life insurance claims. Because of this, we have learned everything there is to know about disability law, ERISA law, insurance law, and bad faith law. Actually, because of this, some of our cases have ended in improving the law for other disabled people, because we have been so successful. Check out our list of cases here. Our team knows what it takes to win the right cases by fighting big insurance companies. We succeed at this because we limit our practice to this specific area of law. We will help our clients present the best disability insurance claim possible, because we know so much about the way that the big companies handle claims. If that claim is denied, we know how to convince a judge or jury that the decision was unfair and that benefits should be paid, by asking the right questions. We will show the insurance company that we can prove the necessary information to the court, and can ultimately help our clients obtain a good settlement in most cases.
Attorneys who know the ins and outs of insurance companies can better represent their clients and obtain a favorable outcome when they understand the rules of insurance law, and regulations and contracts, which may vary from state to state.
Some of our cases have ended in improving the law for other disabled people, because we have been so successful
Most disability insurance companies will try to argue that a policy falls under ERISA law, because it’s much better for the insurance company. When ERISA does apply though, the disability insurance companies are aware that attorneys don’t even know how to best handle an ERISA case. Disability insurance companies count on getting away with the denials of many claims, and therefore save money by settling cases cheap and winning cases. They do this because too many people do not hire experienced disability insurance attorneys, early on in the process. The Tennessee Disability Insurance team at Eric Buchanan & Associates is made up of attorneys, paralegals, and other areas of staff that continuously help disabled people from many different parts of the country to fight wrongful denials of disability insurance benefits.
Your Tennessee Disability Insurance Lawyer
Our Tennessee Disability Insurance team litigates cases until the very end when insurance companies won’t settle, as often as they regularly take cases to court. Our experience in court helps to prove to our clients that we can handle rough disability insurance cases.
Looking for the best attorney to handle your disability insurance denial is a similar quest. Disability insurance cases can differ from a majority of other areas of the law, because disability requires experience in understanding vocational issues, understanding complicated medical conditions, being able to read disability insurance policies, all the while having knowledge of ERISA law and how it could possibly overlap with the state’s insurance law. A top notch Tennessee Disability Insurance attorney should have the knowledge of disability insurance companies, why and how they deny claims, what procedures disability insurance companies are following, and all of the questions they don’t want a disabled person to ask. The disability team at Eric Buchanan & Associates has helped many clients who have been denied their rights to disability insurance, in addition to handling thousands of disability cases.
You would go to your local doctor if you have the flu, or need your appendix removed, right? If you need an especially complex cardiac surgery, you’d probably prefer to be treated by a well-known heart surgeon. Maybe even one that teaches other doctors how they should perform heart surgery.
Here’s a list of different types of cases that we handle consistently and successfully:
- Individual Disability
- Life Insurance
- Disability Claims for Doctors, Professionals, and Executives
- ERISA
- Social Security Disability Benefits Denials
- UNUM Claim Denials, and more!
In the disability insurance world, promises are made and then broken shortly after.
Disabled people get lots of empty promises from disability insurance companies. In the disability insurance world, promises are made and then broken shortly after. Insurance companies know that most people will try to appeal on their own or give up. The companies will often deny valid claims so they don’t have to pay the disability insurance benefits and end up winning the case. Disability insurance companies are also aware that some people hire attorneys even when the attorneys aren’t educated well with disability insurance law, and how policies concerning disability could fall under the federal ERISA law.