Our team members have spoken at many national conferences teaching other attorneys about ERISA and disability insurance.
We will fight for your benefits and protect your rights.
Insurance companies know the law. They have attorneys on their side who will use the law to defend the denial of your claim.
In most cases, we assume all of the risk. If we don’t win your disability case, there usually is no fee (just case expenses).
Our team members have spoken at many national conferences teaching other attorneys about ERISA and disability insurance.
We will fight for your benefits and protect your rights.
Insurance companies know the law. They have attorneys on their side who will use the law to defend the denial of your claim.
In most cases, we assume all of the risk. If we don’t win your disability case, there usually is no fee (just case expenses).
Our insurance and benefits team can help you through the whole process, from filing a claim through fighting an insurance company in court.
What does it mean that we’re National Disability Insurance Attorneys? It means that our Disability Insurance Team at Eric Buchanan & Associates helps individuals nationwide who have been denied disability insurance benefits and employee benefits. We’re experienced in advocating for people across the country who have been wrongfully denied benefits that they were promised by their insurance company. Wherever you are in the process, our insurance and employee benefits team can help you apply for, or fight denials of, disability insurance benefits, life insurance, health insurance, or other insurance benefits.
We understand how difficult it can be not to know what to do or who to turn to when dealing with the insurance company after your benefits have been denied. When you’re dealing with a devastating loss of health and financial hardship, it is important to have an experienced disability team on your side.
Some people make the mistake of trying to appeal on their own . . . Unfortunately, that is usually not enough.
When do I need the help of a disability insurance attorney? The most important time to hire a disability insurance law firm, like the disability team at Eric Buchanan & Associates, is before filing an appeal of a denial of the claim. Under most rules that apply, the best time to get an insurance company to change its mind, and the best way to have a better chance in court, is to ensure that the best evidence available is submitted to the insurance company before they make a decision on appeal.
Some people make the mistake of trying to appeal on their own, and even go so far as obtaining medical records and letters from their doctors. Unfortunately, that is usually not enough; instead, disability insurance attorneys can work with treating doctors to make sure that the doctors actually address the restrictions and limitations that make a person legally disabled, and to obtain other evidence that can help with the fight in court to prove the person is disabled. There are many things that an experienced disability insurance lawyer can do to improve a disabled person’s chance of winning their case before an insurance company or later in court.
At Eric Buchanan & Associates, our team has worked for years to develop our process and to discover the best ways to prove someone is disabled, to convince a disability insurance company that one suffers from a disability, and the best ways to improve the chance of winning in court.
Call us today so we can help you determine what your options are.
We can help you determine what rules apply to your claim and ensure that you don’t miss any deadlines related to filing your application.
We understand that insurance companies make the process more difficult by sometimes refusing to make a decision and continuously requesting more information. Let us help you put a stop to the insurance company’s bad behavior by enforcing the rules that apply to your claim!
If your application for benefits has been denied it is important that you contact an attorney right away! If you appeal on your own and your appeal is denied, most of the time that is considered a final denial. This is problematic because the ERISA Record that you take to court closes at the time of your final denial. Come to us for help before the ERISA Record closes so that we can properly develop your case to increase your chances of success in court!
Whether your case is at the administrative or court stage we can help at all stages! Contact us today to see if we can help you make the insurance company pay!
Call us today so we can help you determine what your options are.
We can help you determine what rules apply to your claim and ensure that you don’t miss any deadlines related to filing your application.
We understand that insurance companies make the process more difficult by sometimes refusing to make a decision and continuously requesting more information. Let us help you put a stop to the insurance company’s bad behavior by enforcing the rules that apply to your claim!
If your application for benefits has been denied it is important that you contact an attorney right away! If you appeal on your own and your appeal is denied, most of the time that is considered a final denial. This is problematic because the ERISA Record that you take to court closes at the time of your final denial. Come to us for help before the ERISA Record closes so that we can properly develop your case to increase your chances of success in court!
Whether your case is at the administrative or court stage we can help at all stages! Contact us today to see if we can help you make the insurance company pay!
to hire Eric Buchanan and Associates to represent your disability case
We are selective about the cases we take, so we can provide each client with the attention he or she needs.
We are nationally recognized and help clients all over the United States.
Our team has fought for our clients so long, and so well, that we have helped change the rules so the law is more on our clients’ side.
Our team regularly teaches other attorneys at conferences nationwide!
We know how to fight for you, to get the best result for you in your case.
Our team of benefits and disability lawyers can help you as it has already done for thousands of other disabled people nationwide.
Meet our teamOur team knows how to fight for you, to get the best result for you in your case.
Click on a question below to view a video with the answer
Click here to view all videosFortunately, when a person buys an individual disability insurance policy directly from an insurance company, in most cases, the law helps experienced attorneys protect their clients’ rights. Most individual disability insurance cases can be fought over in court using state laws that favor the person with the policy over the insurance company, or at least provide a level playing field. If the insurance company does something really bad, some states even allow for the person who is wrongfully denied to sue for more than just the benefits, by suing for bad faith and punitive damages. But individual disability insurance cases are not like more common lawsuits, and they can also be extremely complicated.
How do I know if the disability insurance attorneys I hire can take on the really big insurance companies? Eric Buchanan & Associates is a boutique law firm, focusing primarily on disability insurance, ERISA insurance, and similar insurance benefits, like life insurance claims. Because we are a boutique firm with a focused practice area, we have learned the ins and outs of disability insurance law, ERISA law, bad faith law, and insurance law. In fact, we have been so successful that some of our cases have resulted in improving the law to be more helpful for other disabled people who have to fight in court. You can see our list of cases here . Because we limit our practice to this specific area of the law, our team knows what it takes to fight the big insurance companies and win in the right cases. In fact, we have learned so much about the way the big disability insurance companies handle claims that we can help our clients present the best disability insurance claim possible, and if that claim is denied, we know what questions to ask in court and what to prove to help convince a judge or jury that the disability insurance company did not make a fair decision, and that benefits should be paid. Or, by showing the insurance company that we can prove that type of information in court, we can help our clients obtain a good settlement in the right cases.
Why not hire a local disability attorney? If you have the flu, or need your appendix removed, you would go to your local doctor. But, if you need a very complicated cardiac surgery, you might prefer to be treated by a nationally-known heart surgeon, such as one that teaches other doctors how to perform heart surgeries.
Our disability team regularly takes cases to court, and litigates cases to the end when the insurance companies are not willing to settle. Our experience in court helps to ensure we can handle tough disability insurance cases.
Finding the right attorney to handle your disability insurance denial is a similar search. Disability insurance cases are different from most other areas of the law, requiring experience in understanding complicated medical conditions, understanding disability vocational issues, reading disability insurance policies, as well as knowledge of ERISA law and how it may overlap with state insurance law. A very good disability insurance attorney also should have knowledge of specific disability insurance companies, including how and why they deny claims, what procedures the disability insurance companies follow, and what questions they don’t want a disabled person to ask. The disability team at Eric Buchanan & Associates has handled thousands of disability cases, and has helped many clients who have been denied disability insurance.
Some of the types of cases we regularly and successfully handle include Individual Disability, Life Insurance, ERISA Benefits, Disability Claims for Doctors, Professionals and Executives, UNUM Claim Denials, Social Security Disability Benefits Denials and more.
Why do I need the help of disability insurance attorneys? Disability insurance companies make lots of promises about what will happen when someone who buys a policy becomes disabled. Unfortunately, the real world of disability insurance contains too many stories of promises made and promises broken. Insurance companies often deny valid claims, knowing that people will give up or try to appeal on their own, so that the insurance company will ultimately win and not have to pay the disability insurance benefits. Disability insurance companies also know that even when some people hire attorneys, they hire attorneys who are not familiar with particular disability insurance companies, with disability insurance law, and how some disability policies might fall under the federal ERISA law.
Because ERISA law is much better for the insurance company, most disability insurance companies will try to argue that a policy falls under this law, even when the policy should not fall under ERISA. And, when ERISA does apply, the disability insurance companies know that too often attorneys don’t know how to best handle an ERISA case. Because too many people do not hire experienced disability insurance attorneys early enough in the process, disability insurance companies count on getting away with the denials of many claims, and saving money by winning cases or settling cases cheap. The disability team at Eric Buchanan and Associates is made up of attorneys, paralegals, and other staff that help disabled people from all over the country fight wrongful denials of disability insurance benefits.
Eric Buchanan & Associates is proud to be a Veteran-Led business. Before law school, Eric graduated from the Virginia Military Institute and served as an officer in the U.S. Navy from 1989 to 1994 where he served as a naval aviator, pilot-in-command, and mission commander of P-3C Orion sub-hunting aircraft. Among other positions, Eric served as his squadron’s legal officer, for which he was awarded a Navy Achievement Medal.
The Avvo Rating is calculated based on experience, industry recognition and professional conduct. Eric Buchanan & Associates, PLLC is rated as Superb on Avvo with a score of 10/10.
Eric Buchanan & Associates has been awarded the Select Seal of Satisfaction every year since 2012. Seal recipients are an elite group of companies who have committed to uphold the highest standards of business excellence represented by the Seal of Satisfaction. In each of the over 70 professional service company categories, an evaluation and interview process is conducted prior to a company receiving the Seal of Satisfaction certification mark and award in their professional services category. Seal recipient companies commit to uphold the Seal of Satisfaction’s highest standards of business excellence and customer/client/patient satisfaction.
Martindale-Hubbell provides peer review ratings for an attorney from feedback by an attorney’s peers. These reviews are based on the attorney’s strong legal ability and high ethical standards. At Eric Buchanan & Associates, we are trusted by other attorneys.