Our team members are teaching disability law to other attorneys

Our team members have spoken at many national conferences teaching other attorneys about ERISA and disability insurance.

Insurance companies want to save money by denying your claim

We will fight for your benefits and protect your rights.

Know that the insurance company is NOT on your side

Insurance companies know the law. They have attorneys on their side who will use the law to defend the denial of your claim.

There usually is no fee unless we win your disability case

In most cases, we assume all of the risk. If we don’t win your disability case, there usually is no fee (just case expenses).

Disability Insurance Lawyers

Employee Benefits | Life, Health, and Long term Care Insurance Law

Our insurance and benefits team can help you through the whole process, from filing a claim through fighting an insurance company in court.

Watch Our Firm Video

When you are dealing with a devastating loss of health and financial hardship, it is important to have an experienced disability team on your side.

National Disability Insurance Attorneys

What does it mean that we’re National Disability Insurance Attorneys? It means that our Disability Insurance Team at Eric Buchanan & Associates helps individuals nationwide who have been denied disability insurance benefits and employee benefits. We’re experienced in advocating for people across the country who have been wrongfully denied benefits that they were promised by their insurance company. Wherever you are in the process, our insurance and employee benefits team can help you apply for, or fight denials of, disability insurance benefits, life insurance, health insurance, or other insurance benefits.

We understand how difficult it can be not to know what to do or who to turn to when dealing with the insurance company after your benefits have been denied. When you’re dealing with a devastating loss of health and financial hardship, it is important to have an experienced disability team on your side.

Some people make the mistake of trying to appeal on their own . . . Unfortunately, that is usually not enough.

Read More

When do I need the help of a disability insurance attorney? The most important time to hire a disability insurance law firm, like the disability team at Eric Buchanan & Associates, is before filing an appeal of a denial of the claim. Under most rules that apply, the best time to get an insurance company to change its mind, and the best way to have a better chance in court, is to ensure that the best evidence available is submitted to the insurance company before they make a decision on appeal.

Some people make the mistake of trying to appeal on their own, and even go so far as obtaining medical records and letters from their doctors. Unfortunately, that is usually not enough; instead, disability insurance attorneys can work with treating doctors to make sure that the doctors actually address the restrictions and limitations that make a person legally disabled, and to obtain other evidence that can help with the fight in court to prove the person is disabled. There are many things that an experienced disability insurance lawyer can do to improve a disabled person’s chance of winning their case before an insurance company or later in court.

At Eric Buchanan & Associates, our team has worked for years to develop our process and to discover the best ways to prove someone is disabled, to convince a disability insurance company that one suffers from a disability, and the best ways to improve the chance of winning in court.

Our Nationwide Disability Attorneys will protect you every step of the way.

Struggling to Work?

  • Has your doctor said you can’t work?
  • Running out of options?

Call us today so we can help you determine what your options are.

Confused about the Application Process?

  • Worried about saying the wrong thing?
  • Worried about what rules apply?

We can help you determine what rules apply to your claim and ensure that you don’t miss any deadlines related to filing your application.

Insurance Company Making Your Life Difficult?

  • Insurance Company refusing to make a decision?
  • Insurance Company constantly requesting more information or sending you for testing?

We understand that insurance companies make the process more difficult by sometimes refusing to make a decision and continuously requesting more information. Let us help you put a stop to the insurance company’s bad behavior by enforcing the rules that apply to your claim!

Insurance Company Deny Your Claim?

  • Come to us before its too late
  • Get help before you appeal

If your application for benefits has been denied it is important that you contact an attorney right away! If you appeal on your own and your appeal is denied, most of the time that is considered a final denial. This is problematic because the ERISA Record that you take to court closes at the time of your final denial. Come to us for help before the ERISA Record closes so that we can properly develop your case to increase your chances of success in court!

We are Here To Help.

Whether your case is at the administrative or court stage we can help at all stages! Contact us today to see if we can help you make the insurance company pay!

Top 5 Reasons

to hire Eric Buchanan and Associates to represent your disability case

1

Attention

We are selective about the cases we take, so we can provide each client with the attention he or she needs.

2

Nationally Recognized

We are nationally recognized and help clients all over the United States.

3

Rule Changers

Our team has fought for our clients so long, and so well, that we have helped change the rules so the law is more on our clients’ side.

4

Our Team Teaches

Our team regularly teaches other attorneys at conferences nationwide!

5

We Fight

We know how to fight for you, to get the best result for you in your case.

What our clients are saying

Our team knows how to fight for you, to get the best result for you in your case.

...treated me with respect, dignity, and compassion
“The Eric B and associates firm has been such a pleasure to work with. From the first time I called their office, I felt hopeful, at ease, but more importantly, I felt heard. They've exceeded all of my expectations while representing me on my Disability case. They were extremely passionate about my case and have treated me with respect, dignity, and compassion at all times.”
Yolanda
Google Review
...worked hard, had excellent communication...
“Eric Buchanan and Associates worked hard, had excellent communication, and secured a reversal of the loss of my insurance disability benefits. Attorney Noah Breazeale and his team were professional and followed through on every action to ensure they kept my case moving towards resolution, and not stagnating in the legal process. Their fees are reasonable, and they were transparent in their pricing...”
Jeremy
Google Review
...they made me feel like they really care...
“Absolutely wonderful team! Highly professional and dedicated, took my case when others didn't want to and won! Everyone who worked with me was very attentive, they made me feel like they really care and I felt highly supported during quite an uneasy time. Could not thank them enough. I highly recommend working with this attorney firm!”
Ira
Google Review
...they informed me every step of the way.
“I was looking for an attorney that has knowledge in disability and had a great success rate. I found Eric Buchanan & Associates through a Google search and they were everything i was looking for. I worked with Ren and Noah who worked hard for me and my rights! My concerns were addressed in a professional matter and they informed me every step of the way. Thank you!!”
Joyce
Google Review
...recommended to Eric Buchanan & Associates & couldn’t be happier!
“I was in need of long term disability for a friend of mine and it was recommended to call Eric Buchanan and Associates and couldn’t be happier that I did! Jeffrey, Noah, Sidney, and Kaitlin were very prompt, courteous, and helped me every step of the way. Thank you again SO much for your help!”
Elida
Google Review
They were kind, compassionate, and diligent.
“Noah and Ren were fantastic! I was looking for a firm with a good reputation that handles LTD cases and I am thrilled that I was referred to Buchanan & Associates. They were kind, compassionate, and diligent. They did very well in addressing all of my concerns and I can’t thank them enough for all of their help!!!”
D
Google Review
View all testimonials

Awards & legal memberships

AVVO
AVVO

Have you recently been denied your Disability Insurance Benefits?

Helping People with Disability Claims Nationwide

Disability Insurance Benefits Basics

Fortunately, when a person buys an individual disability insurance policy directly from an insurance company, in most cases, the law helps experienced attorneys protect their clients’ rights. Most individual disability insurance cases can be fought over in court using state laws that favor the person with the policy over the insurance company, or at least provide a level playing field. If the insurance company does something really bad, some states even allow for the person who is wrongfully denied to sue for more than just the benefits, by suing for bad faith and punitive damages. But individual disability insurance cases are not like more common lawsuits, and they can also be extremely complicated.

Attorneys who know about the inner workings of insurance companies, the rules of insurance law, regulations and contracts, all which can vary from state to state, can better represent their clients in court and obtain a favorable outcome.

How do I know if the disability insurance attorneys I hire can take on the really big insurance companies? Eric Buchanan & Associates is a boutique law firm, focusing primarily on disability insurance, ERISA insurance, and similar insurance benefits, like life insurance claims. Because we are a boutique firm with a focused practice area, we have learned the ins and outs of disability insurance law, ERISA law, bad faith law, and insurance law. In fact, we have been so successful that some of our cases have resulted in improving the law to be more helpful for other disabled people who have to fight in court. You can see our list of cases here . Because we limit our practice to this specific area of the law, our team knows what it takes to fight the big insurance companies and win in the right cases. In fact, we have learned so much about the way the big disability insurance companies handle claims that we can help our clients present the best disability insurance claim possible, and if that claim is denied, we know what questions to ask in court and what to prove to help convince a judge or jury that the disability insurance company did not make a fair decision, and that benefits should be paid. Or, by showing the insurance company that we can prove that type of information in court, we can help our clients obtain a good settlement in the right cases.

Why not hire a local disability attorney? If you have the flu, or need your appendix removed, you would go to your local doctor. But, if you need a very complicated cardiac surgery, you might prefer to be treated by a nationally-known heart surgeon, such as one that teaches other doctors how to perform heart surgeries.
Our disability team regularly takes cases to court, and litigates cases to the end when the insurance companies are not willing to settle. Our experience in court helps to ensure we can handle tough disability insurance cases.

Read More

Finding the right attorney to handle your disability insurance denial is a similar search. Disability insurance cases are different from most other areas of the law, requiring experience in understanding complicated medical conditions, understanding disability vocational issues, reading disability insurance policies, as well as knowledge of ERISA law and how it may overlap with state insurance law. A very good disability insurance attorney also should have knowledge of specific disability insurance companies, including how and why they deny claims, what procedures the disability insurance companies follow, and what questions they don’t want a disabled person to ask. The disability team at Eric Buchanan & Associates has handled thousands of disability cases, and has helped many clients who have been denied disability insurance.

Some of the types of cases we regularly and successfully handle include Individual Disability, Life Insurance, ERISA Benefits, Disability Claims for Doctors, Professionals and Executives, UNUM Claim Denials, Social Security Disability Benefits Denials and more.

Why do I need the help of disability insurance attorneys? Disability insurance companies make lots of promises about what will happen when someone who buys a policy becomes disabled. Unfortunately, the real world of disability insurance contains too many stories of promises made and promises broken. Insurance companies often deny valid claims, knowing that people will give up or try to appeal on their own, so that the insurance company will ultimately win and not have to pay the disability insurance benefits. Disability insurance companies also know that even when some people hire attorneys, they hire attorneys who are not familiar with particular disability insurance companies, with disability insurance law, and how some disability policies might fall under the federal ERISA law.

Because ERISA law is much better for the insurance company, most disability insurance companies will try to argue that a policy falls under this law, even when the policy should not fall under ERISA. And, when ERISA does apply, the disability insurance companies know that too often attorneys don’t know how to best handle an ERISA case. Because too many people do not hire experienced disability insurance attorneys early enough in the process, disability insurance companies count on getting away with the denials of many claims, and saving money by winning cases or settling cases cheap. The disability team at Eric Buchanan and Associates is made up of attorneys, paralegals, and other staff that help disabled people from all over the country fight wrongful denials of disability insurance benefits.

If your claim is denied we will litigate your long term disability case, ERISA case, or similar case, against any insurer nationwide.