The Tennesse Trial Lawyers has changed my practice, my profession, and my life. From the time Mitch Byrd first asked me to join TTLS, to the time Randy Humble asked me to run for the board and Randy Kinnard welcomed me to the board, and then for the following 16 years until I became President, I have gotten much more… READ MORE
Posts By: Buchanan Disability
Do I Have to Pay Back Long Term Disability Benefits if I Start Getting Social Security?
The short answer is: Probably, yes. Social security disability benefits may take longer to receive than long term disability (LTD) benefits from an insurance company. Once you start to receive social security disability back benefits, the insurance company will usually expect you to reimburse them for what they have already paid you, if your insurance policy offsets for social security… READ MORE
Determining Residual Functional Capacity in a Social Security Claim
Probably the most important evidence or documents that you need in your Social Security disability case is a report or opinion from your doctor about what your restrictions and limitations are, which means an opinion about what you can or cannot do. Of course, you also need medical records to show why those restrictions and limitations are reasonable, but medical… READ MORE
No Matter Where You Live, The Disability Team at Eric Buchanan & Associates Can Help You Get the Long Term Disability Insurance Benefits You Deserve
Clients need skilled and experienced representation when they become disabled and file a disability claim and the Disability Team at Eric Buchanan & Associates serve a nationwide clientele. Located centrally in Chattanooga, Tennessee, Eric Buchanan and his disability team know disabled people need money from the disability insurance company that is due to them. Disability insurance companies try to delay… READ MORE
Long Term Disability Questions: What are the reasons that an insurance company denies a claim?
Insurance companies have many reasons to deny a claim, but the statements listed below are the most common. In future blogs, we at Eric Buchanan & Associates will explore each reason and provide a strategy to prevent your receiving a denial for any one of these: Your medical records do not support your disability; There is no objective evidence in… READ MORE
Why Should I Apply for Social Security Disability When I’m Receiving Long Term Disability Benefits?
ERISA long term disability claims are often easier to win if the insurance company knows you’ve won a claim for Social Security Disability benefits. For one thing, Social Security has much stricter requirements to show “total disability.” Whereas, most long term disability plans only require you to be disabled from your occupation, initially. When you win an SSDI claim, the… READ MORE
Protect Your Eligibility for Disability by Earning Enough Credits
At Eric Buchanan & Associates, we are often asked by clients, “should I stop working?” Our answer is that you should always follow your doctors’ advice, and stop working if your doctor tells you to. But, if you can keep working, the vast majority of people are better off working than being on disability. However, if your medical condition is… READ MORE
Social Security Disability: The Social Security Back Log
Chattanooga Disability Attorneys and Team at Eric Buchanan & Associates Can Help With Denied and Delayed Social Security Claims Clients need skilled and experienced representation when they need to file a disability claim and the Disability Team at Eric Buchanan & Associates serve clients with Social Security claims over a large area. Located centrally in Chattanooga, Tennessee, Eric Buchanan and… READ MORE
Disability and Workers’ Compensation: How Social Security Calculates the Offset
In our previous blog, Workers’ Compensation Benefits Offsets Social Security Disability, we discussed how workers receiving workers’ compensation would have their Social Security disability benefits reduced. Now we will cover how the offset of benefits is calculated: To calculate the amount of the offset, Social Security first determines what it calls the “applicable limit,” or the maximum total monthly amount… READ MORE
Disability and Workers’ Compensation: How Social Security Offsets Lump Sum Settlements
In continuing our series on workers’ compensation and Social Security Disability Benefits, Eric Buchanan & Associates wants you to know how worker’s compensation lump sum settlements are considered by Social Security. Lump sum settlement in workers’ compensation cases are one choice workers sometimes have instead of taking a monthly payment. Many workers’ compensation claims are settled before a hearing or… READ MORE