Eric has spoken at many national conferences, teaching other attorneys about ERISA, disability insurance, and social security disability law.

We have helped thousands of people fight wrongful denials

We have helped thousands of people fight wrongful denials by insurance companies and the Social Security Administration.

The insurance company is NOT on your side

Insurance companies know the law and have attorneys on their side, who will use the law to deny your claim! We can help.


If you choose to hire us on a contingency basis, we assume all of the risk. You will not pay for attorney fees unless we win your disability case.



Employee Benefits | Life, Health, and Long-term Care Insurance Law

Our insurance and benefits team can help you through the whole process, from filing a claim through fighting an insurance company in court.

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The Disability Team at Eric Buchanan & Associates helps individuals who have been denied disability benefits provided by individual or group policies. We also help individuals file for or appeal claims for denial of disability insurance benefits, life insurance, health insurance, and similar insurance benefits.

We understand how difficult it can be to not know what to do or whom to turn to when dealing with the insurance company after your benefits have been denied. When you are dealing with a devastating loss of health and financial hardship, it is important to have an experienced disability team on your side.

Why not hire a local disability attorney? If you have the flu, or need your appendix removed, you would go to your local doctor. But, if you need a very complicated cardiac surgery, you might prefer to be treated by a nationally-known heart surgeon, such as one that teaches other doctors how to perform heart surgeries. Finding the right attorney to handle your disability insurance denial is a similar search. Disability insurance cases are different from most other areas of the law, requiring experience in understanding complicated medical conditions, understanding disability vocational issues, reading disability insurance policies, as well as knowledge of ERISA law and how it may overlap with state insurance law. A very good disability insurance attorney also should have knowledge of specific disability insurance companies, including how and why they deny claims, what procedures the disability insurance companies follow, and what questions they don’t want a disabled person to ask. The disability team at Eric Buchanan & Associates has handled thousands of disability cases, and has helped many clients who have been denied disability insurance.

Our disability team regularly takes cases to court, and litigates cases to the end when the insurance companies are not willing to settle. Our experience in court helps to ensure we can handle tough disability insurance cases. See a list of some of the cases we have successfully handled here.

Why do I need the help of disability insurance attorneys? Disability insurance companies make lots of promises about what will happen when someone who buys a policy becomes disabled. Unfortunately, the real world of disability insurance contains too many stories of promises made and promises broken. Disability insurance companies often deny valid claims, knowing that people will give up or try to appeal on their own, so that the insurance company will ultimately win and not have to pay the disability insurance benefits. Disability insurance companies also know that even when some people hire attorneys, they hire attorneys who are not familiar with particular disability insurance companies, with disability insurance law, and how some disability policies might fall under the federal ERISA law.

Because ERISA is much better for the insurance company, most disability insurance companies will try to argue that a policy falls under this law, even when the policy should not fall under ERISA. And, when ERISA does apply, the disability insurance companies know that too often attorneys don’t know how to best handle an ERISA case. Because too many people do not hire experienced disability insurance attorneys early enough in the process, disability insurance companies count on getting away with the denials of many claims, and saving money by winning cases or settling cases cheap. The disability team at Eric Buchanan and Associates is made up of attorneys, paralegals, and other staff that help disabled people from all over the country fight wrongful denials of disability insurance benefits.

Why hire Eric Buchanan and Associates to represent your disability case?

We are selective about the cases we take, so we can provide each client with the attention he or she needs.

We are nationally recognized and help clients all over the United States.

Our team has fought for our clients so long, and so well, that we have helped change the rules so the law is more on our clients’ side.

Eric Buchanan regularly teaches other attorneys, nationwide!

We know how to fight for you, to get the best result for you in your case.


There are special, complicated rules that apply if your insurance or other benefits were provided through your work, even if you paid the premiums. We understand ERISA.

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If you are covered by long-term disability insurance through your job or because you have purchased the coverage privately, you should be able to count on the benefits being there when you need them.

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Doctors often have disability insurance policies that have special rules applicable to medical professionals, and doctors often work in special circumstances different from most others. We have helped many doctors and understand the best way to help a doctor obtain the benefits due.

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Lawyers, accountants, business owners and other professionals often have disability insurance policies with provisions specific to their occupation. Our team fights for professional’s benefits, we understand how to combat insurance companies’ denial tactics.

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Eric's team of benefits and disability lawyers in Chattanooga, Tennessee can help you as it has already done for thousands of other disabled people nationwide.

Eric L. Buchanan

President + Partner

Meet Eric

R. Scott Wilson


Meet Scott

Hudson T. Ellis

Junior Partner

Meet Hudson

R. Chandler Wilson

Associate Attorney

Meet Chandler

Valerie Norwood

Associate Attorney

Meet Valerie



We have seen many cases where an insurance company takes advantage of someone who is unrepresented.

We have helped thousands of people fight wrongful denials.

Disability Insurance Benefits Basics

Attorneys who know about the inner workings of insurance companies, the rules of insurance law, regulations and contracts, all which can vary from state to state, can better represent their clients in court and obtain a favorable outcome.

How do I know if the disability insurance attorneys I hire can take on the really big insurance companies? Eric Buchanan & Associates is a boutique law firm, focusing primarily on disability insurance, ERISA insurance, and similar insurance, like life insurance claims. Because we are a boutique firm with a focused practice area, we have learned the ins and outs of disability insurance law, ERISA law, bad faith law, and insurance law. In fact, we have been so successful that some of our cases have resulted in the law improving to be more helpful for other disabled people who have to fight in court. You can see our list of cases here . Because we limit our practice to this specific area of the law, our team knows what it takes to take on the big insurance companies and win in the right cases. In fact, we have learned so much about the way the big disability insurance companies handle claims that we can help our clients present the best disability insurance claim possible, and if that claim is denied, we know what questions to ask in court and what to prove to help convince a judge or jury that the disability insurance company did not make a fair decision, and that benefits should be paid. Or, by showing the insurance company that we can prove that type of information in court, we can help our clients obtain a good settlement in the right cases.

When do I need the help of a disability insurance attorney? The most important time to hire a disability insurance attorney firm, like the disability team at Eric Buchanan & Associates, is before a disabled person sends in an appeal of a denial of the claim. Under most rules that apply, the best time to get an insurance company to change its mind, and the best way to have a better chance in court, is to ensure that the best evidence available is submitted to the insurance company before they make a decision on appeal.

If your claim is denied we will litigate your long-term disability case, ERISA case, or similar case, against any insurer nationwide.