ERIC BUCHANAN TEACHES DISABILITY LAW TO OTHER ATTORNEYS

Eric has spoken at many national conferences, teaching other attorneys about ERISA, disability insurance, and social security disability law.

We have helped thousands of people fight wrongful denials

We have helped thousands of people fight wrongful denials by insurance companies and the Social Security Administration.

The insurance company is NOT on your side

Insurance companies know the law and have attorneys on their side, who will use the law to deny your claim! We can help.

NEVER A FEE UNLESS WE WIN YOUR DISABILITY CASE

If you choose to hire us on a contingency basis, we assume all of the risk. You will not pay for our services unless we win your disability case.

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DISABILITY INSURANCE LAWYERS

Employee Benefits | Life, Health, and Long-term Care Insurance Law

Our insurance and benefits team can help you through the whole process, from filing a claim through fighting an insurance company in court.

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The Disability Team at Eric Buchanan & Associates helps individuals who have been denied disability benefits provided by individual or group policies. We also help individuals who have been denied life insurance, health insurance, and similar insurance benefits.

A primary focus at Eric Buchanan & Associates is helping people who have been denied disability insurance benefits, or who need help filing or appealing a claim for disability insurance benefits.

What is Meant by “Disability Insurance?”

Disability insurance typically comes in two forms: 1) a policy purchased by an individual directly from an insurance company or 2) a group policy, typically provided through work, that covers multiple employees. The first type is usually referred to as “disability insurance” or “individual disability insurance,” while the second type that covers a group is often referred to as long-term disability, or “LTD” insurance. Our team helps with both types of insurance, and what follows provides some basic information about individual disability insurance and what our team can do to help someone who has been denied individual disability insurance benefits. For more information about group LTD benefits, see our Long Term Disability information page.

Disability insurance is a private insurance policy, often purchased by professionals, business owners and other successful people to protect their income if they suffer from a medical condition that restricts their ability to work. Unfortunately, many disability insurers do not always pay the benefits owed when a person files a claim. Insurance companies often try to save money and deny valid claims for many reasons, most of which should not be legitimate reasons to deny claims. Unfortunately, disability insurance companies get away with wrongful denials too often, because the disabled person does not understand what to do, and does not get the right kind of help.

Insurance companies count on individuals failing to appeal or protect their rights on time. And insurance companies also know that even if someone hires an attorney, many attorneys don’t have significant experience handling disability insurance cases, and may not understand how to protect the rights of people who have been denied. At Eric Buchanan & Associates, our team has helped many people fight denials of disability insurance claims, and we are very familiar with the tactics insurance companies use to deny claims.

"Let Eric’s disability & benefits team help you move forward with your life."

ERISA BENEFITS CLAIMS

There are special, complicated rules that apply if your insurance or other benefits were provided through your work, even if you paid the premiums. We understand ERISA.

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LONG TERM DISABILITY CLAIMS

If you are covered by long-term disability insurance through your job or because you have purchased the coverage privately, you should be able to count on the benefits being there when you need them.

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DISABILTY CLAIMS FOR DOCTORS

Doctors often have disability insurance policies that have special rules applicable to medical professionals, and doctors often work in special circumstances different from most others. We have helped many doctors and understand the best way to help a doctor obtain the benefits due.

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DISABILITY CLAIMS FOR PROFESSIONALS

Lawyers, accountants, business owners and other professionals often have disability insurance policies with provisions specific to their occupation. Our team fights for professional’s benefits, we understand how to combat insurance companies’ denial tactics.

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MEET OUR ATTORNEYS

Eric's team of benefits and disability lawyers in Chattanooga, Tennessee can help you as it has already done for thousands of other disabled people nationwide.

Eric L. Buchanan

President + Partner

Meet Eric

R. Scott Wilson

Partner

Meet Scott

Hudson T. Ellis

Junior Partner

Meet Hudson

R. Chandler Wilson

Associate Attorney

Meet Chandler

LEGAL MEMBERSHIPS AND AWARDS

HAVE YOU RECENTLY BEEN DENIED YOUR DISABILITY INSURANCE BENEFITS?

We have seen many cases where an insurance company takes advantage of someone who is unrepresented.

We have helped thousands of people fight wrongful denials.

Disability Insurance Benefits Basics

Individual disability cases also require attorneys who understand complicated rules of insurance law, insurance regulation and contract law. Some of these rules vary from state to state, while others are common in most insurance cases.

The experienced disability team at Eric Buchanan & Associates knows about these rules, and knows the tricks insurance companies try to pull to deny disability insurance claims. We handle cases all over the United States, working with other local attorneys at times, or on our own, and can help fight even the most unfair disability insurance denials.

Anyone facing a lengthy or permanent disability has a tough road ahead. Learning to live with a condition that limits your ability to earn a living or care for yourself or your family can certainly be overwhelming. While resources should be available to provide monetary compensation to pay for the help you need, you should not have to deal with insurance companies fighting to protect their bottom line or with red tape that makes it difficult to get valid claims accepted. You need a disability lawyer with the skills and experience to explore every available option and fight hard to pursue the compensation you need.

At Eric Buchanan & Associates, we understand that permanent or lengthy disability can be devastating to you and your family, stripping you of your ability to make a living. While some people can get through a few months on savings, few people can afford to stop working altogether for an extended period of time. That’s when your disability insurance benefits become important. Disability policy benefits are supposed to provide you with income for a long period of time. Our disability insurance attorneys are here to help disabled individuals understand and collect the benefits rightfully due them under their private disability insurance policy.

As a team of disability insurance attorneys with extensive experience in protecting the rights of the disabled, we are very familiar with the provisions of disability insurance policies, the legal issues that arise around them, and the wrong ways insurance companies use these provisions to try to deny valid claims.

If your claim is denied we will litigate your long-term disability case, ERISA case, or similar case, against any insurer nationwide.