We have helped thousands of people fight wrongful denials.
Disability Insurance Benefits Basics
Fortunately, when a person buys an individual disability insurance policy directly from an insurance company, in most cases the law helps experienced attorneys protect their clients’ rights. Most individual disability insurance cases can be fought over in court using state laws that favor the person with the policy over the insurance company, or at least provide a level playing field. If the insurance company does something really bad, some states even allow for the person who is wrongfully denied to sue for more than just the benefits, but to sue for bad faith and punitive damages. But those cases are not like more common lawsuits, and those cases can also be extremely complicated. Attorneys who know about the inner workings of insurance companies, and can better explain to a court about how insurance companies deny claims can do a good job for their clients in court.
Individual disability cases also require attorneys who understand complicated rules of insurance law, insurance regulation and contract law. Some of these rules vary from state to state, while others are common in most insurance cases.
The experienced disability team at Eric Buchanan & Associates knows about these rules, and knows the tricks insurance companies try to pull to deny disability insurance claims. We handle cases all over the United States, working with other local attorneys at times, or on our own, and can help fight even the most unfair disability insurance denials.
Anyone facing a lengthy or permanent disability has a tough road ahead. Learning to live with a condition that limits your ability to earn a living or care for yourself or your family can certainly be overwhelming. While resources should be available to provide monetary compensation to pay for the help you need, you should not have to deal with insurance companies fighting to protect their bottom line or with red tape that makes it difficult to get valid claims accepted. You need a disability lawyer with the skills and experience to explore every available option and fight hard to pursue the compensation you need.
At Eric Buchanan & Associates, we understand that permanent or lengthy disability can be devastating to you and your family, stripping you of your ability to make a living. While some people can get through a few months on savings, few people can afford to stop working altogether for an extended period of time. That’s when your disability insurance benefits become important. Disability policy benefits are supposed to provide you with income for a long period of time. Our disability insurance attorneys are here to help disabled individuals understand and collect the benefits rightfully due them under their private disability insurance policy.
As a team of disability insurance attorneys with extensive experience in protecting the rights of the disabled, we are very familiar with the provisions of disability insurance policies, the legal issues that arise around them, and the wrong ways insurance companies use these provisions to try to deny valid claims.