We have helped thousands of people fight wrongful denials.
Disability Insurance Benefits Basics
Fortunately, when a person buys an individual disability insurance policy directly from an insurance company, in most cases the law helps experienced attorneys protect their clients’ rights. Most individual disability insurance cases can be fought over in court using state laws that favor the person with the policy over the insurance company, or at least provide a level playing field. If the insurance company does something really bad, some states even allow for the person who is wrongfully denied to sue for more than just the benefits, but to sue for bad faith and punitive damages. But those cases are not like more common lawsuits, and those cases can also be extremely complicated. Attorneys who know about the inner workings of insurance companies, and can better explain to a court about how insurance companies deny claims can do a good job for their clients in court.
Individual disability cases also require attorneys who understand complicated rules of insurance law, insurance regulation and contract law. Some of these rules vary from state to state, while others are common in most insurance cases.
The experienced disability team at Eric Buchanan & Associates knows about these rules, and knows the tricks insurance companies try to pull to deny disability insurance claims. We handle cases all over the United States, working with other local attorneys at times, or on our own, and can help fight even the most unfair disability insurance denials.