ERISA: How Did a Law With Such Good Intentions Turn Out So Bad? traces the history of ERISA, a law passed to safeguard employee benefits, and explains how court decisions and insurance company strategies turned it into a system that often favors insurers. Eric Buchanan highlights the gap between the law’s original purpose and the harsh reality for claimants.
Why Insurance Companies Deny So Many Long Term Disability Claims and Don’t Care reveals the financial motives and tactics insurers use to deny claims. Eric Buchanan explains why companies are incentivized to delay or reject benefits and what individuals must understand to protect their rights.
Deep Dive into the Claims Regulations takes a closer look at the federal rules that govern ERISA claims. Eric Buchanan explains how these regulations are intended to ensure fairness, how insurers exploit them, and why understanding these rules is critical for anyone filing a disability claim.
What Do You Mean My Doctor Can’t Testify? explores the “closed record” rule in ERISA cases, which often prevents new evidence or testimony from being introduced in court. Eric Buchanan explains how this rule restricts doctors from testifying and what it means for the outcome of disability cases.
Deep Dive into Health Insurance and Collecting LTD or Disability Insurance Benefits examines how health insurance interacts with long term disability benefits. Eric Buchanan discusses the challenges of coordinating both systems, the common roadblocks claimants face, and strategies for ensuring benefits are properly paid.