Cerebral Hemorrhage
Helping clients show long-term effects after a brain bleed
Understanding Cerebral Hemorrhage
A cerebral hemorrhage is bleeding in the brain, often caused by trauma, hypertension, aneurysm rupture, or vascular disorders. Even after the acute phase, many people suffer lasting neurological deficits that interfere with daily life and work.
Recovery is unpredictable. Clients may deal with cognitive impairment, headaches, memory issues, weakness, speech problems, and emotional changes long after the initial event. These complications can severely limit focus, stamina, and consistent performance.
At Eric Buchanan & Associates, we understand that the long-term effects of a brain bleed can be disabling even when imaging appears “stable.”
Common Symptoms After a Cerebral Hemorrhage
- Weakness/numbness on one side
- Chronic headaches and fatigue
- Cognitive difficulties or confusion
- Speech, vision, or coordination problems
These symptoms often fluctuate and make returning to steady work extremely challenging.
Cerebral Hemorrhage Disability Claim Examples
Our Client v. Sun Life Assurance Company of Canada
No: 1:06-cv-7 (E.D. Tenn. Sep. 26, 2007)
Our client, who was covered by Jefferson and then SunLife, became disabled after suffering a cerebral hemorrhage as the result of a ruptured aneurysm. Both Jefferson and Sun Life had a “Life Waiver of Premium” provision that allowed our client to keep his insurance without paying premiums if he was “totally disabled” when he quit working, but he was denied coverage when he reapplied for benefits. The court agreed with our argument that our client’s attempt to return to work should not have been used as the basis to deny his claim.
How Insurance Companies Deny Cerebral Hemorrhage Disability Claims
- Doctor’s Restrictions: Ignored or minimized
- Vocational Review: Suggests light or simple work despite deficits
- “Improvement” on Imaging: Insurers claim stable scans mean full recovery
- Cognitive Complaints: Dismissed as subjective
Insurers routinely minimize long-term brain-related impairments, ignoring real-world struggles with memory, processing, and endurance.