Private Disability Insurance Lawyer
Skilled Private Disability Insurance Lawyers Serving Clients Around the Country
Private disability insurance policies are often purchased individually by professionals and high earners to protect their income if they become unable to work. When these claims are denied, delayed, or terminated, the financial impact can be severe.
Eric Buchanan & Associates represents clients nationwide in private disability insurance disputes, helping policyholders challenge unfair denials and secure the benefits they paid for.
What Is Private Disability Insurance
Private disability insurance is coverage purchased directly from an insurance company, separate from employer sponsored plans. These private disability policies are commonly held by physicians, dentists, attorneys, executives, business owners, and other professionals who rely on their income.
Unlike group disability policies, private disability insurance is typically governed by state contract law rather than ERISA. This gives policyholders different rights, remedies, and legal strategies when a claim is wrongfully denied.
How a Private Disability Insurance Lawyer Can Help
Private disability claims require a careful review of the policy language, medical records, and the insurer’s justification for denial. Our firm handles these claims by:
- Analyzing the policy’s definition of disability and key terms
- Identifying bad faith conduct or improper claim handling
- Building medical and vocational evidence to support the claim
- Challenging biased medical reviews used by insurers
- Negotiating directly with the insurance company
- Filing lawsuits when necessary to enforce policy benefits
Because private disability policies vary widely, no two cases are the same. Our approach is tailored to the specific policy and facts involved.
Meet Attorney Eric L. Buchanan
Eric L. Buchanan is the President and Partner of Eric Buchanan & Associates, recognized as a national authority specializing exclusively in complex ERISA and private disability insurance law. His profound legal expertise is underpinned by his background as a decorated U.S. Navy officer and naval aviator, coupled with his academic success as a Magna Cum Laude graduate of Washington and Lee University School of Law. Demonstrating his recognized authority, he holds the highest peer ratings, teaches other attorneys nationwide on subjects including challenging private disability insurance claims, and has achieved landmark legal decisions that improve insurance laws for beneficiaries. The firm’s commitment to their clients is reflected in its national representation capabilities and a contingency fee structure, ensuring families across the country receive specialized, results-driven legal counsel focused on strategically developing the critical administrative record necessary to overturn a wrongful private disability insurance denial.
Why Choose Eric Buchanan & Associates
Our firm focuses on disability and insurance benefit claims, including complex private disability insurance disputes. We understand how insurance companies evaluate these claims and how to hold them accountable when they act unfairly.
Clients choose us because we offer:
- Extensive experience with disability insurance claims
- A focused practice dedicated to insurance benefit disputes
- Strategic handling of high value and professional occupation claims
- Nationwide representation for clients across the United States
We work to level the playing field between policyholders and powerful insurance companies.
Talk With a Private Disability Insurance Lawyer
If your private disability insurance claim has been denied, delayed, or terminated, you do not have to navigate the process alone. An experienced private disability insurance lawyer can help you understand your policy, your rights, and your options moving forward.
Contact Eric Buchanan & Associates to discuss your private disability insurance claim and learn how we may be able to help.