Long Term Care Benefits Attorney
Professional Long Term Care Benefits Attorneys Serving Clients Nationwide
You’ve paid for long term care protection to ensure your needs are met when you can no longer care for yourself. But when the time comes to use that policy, you may find the claims process confusing, slow, and unfair. At Eric Buchanan & Associates, we understand how critical long term care benefits are to your well-being. Our experienced attorneys are here to help you navigate denials and secure the coverage you deserve.
We are a nationally recognized law firm handling cases in insurance and ERISA law — our team combines legal acumen, strategic guidance, and a compassionate approach to deliver results.
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Common Issues with Long Term Care Benefit Claims
Insurance companies often deny or delay long term care benefits based on procedural, contractual, or documentation issues. Common denial reasons include:
- Medical Eligibility Denied – Claiming you do not meet the impairment or assistance threshold required by your policy.
- Care Level Disputes – Arguing that you do not need nursing home, assisted living, or home care as stated.
- Definition Disputes – Narrowly interpreting terms like “custodial care” to avoid payouts.
- Policy Waiting Periods – Asserting that required elimination or waiting periods aren’t met.
- Premium Payment Disputes – Alleging coverage lapsed due to unpaid or late premiums.
At Eric Buchanan & Associates, we thoroughly review your policy, denial letter, and medical records to uncover wrongful interpretations or inconsistencies and craft a compelling appeal strategy.
How Our Long Term Care Benefits Attorneys Can Help
Navigating long term care denials can be emotionally and legally complex, but you’re not alone. We assist clients by:
- Policy & Denial Analysis – Understanding your coverage is important in order to identify bad faith or procedural errors.
- Evidence & Documentation Support – Gathering care assessments, medical reports, provider statements, and expert opinions.
- Insurance Negotiation – Engaging with the insurance company to resolve disputes fairly and expediently.
- Handling Appeals – Managing procedural requirements and deadlines, especially in ERISA-governed cases.
- Litigation Readiness – If appeals are unsuccessful, we are ready to pursue your claim in court to enforce your rights.
Why Trust Eric Buchanan & Associates for Long Term Care Claims?
Selecting the right legal team is essential, especially when your care and finances are at stake. Clients choose us because:
- Extensive Experience – Decades of combined experience handling insurance and ERISA disputes.
- Reputation for Excellence – Eric Buchanan & Associates is respected nationwide for its deep knowledge and teaching on insurance law.
- Client-Centered Service – We tailor our approach to your unique needs and maintain transparent communication throughout.
- Demonstrated Success – We have secured substantial benefits for clients in long term care disputes.
Contact Our Long Term Care Benefits Attorneys Today
Long term care costs can be overwhelming — you shouldn’t be denied benefits you’ve paid for. Let our experienced team at Eric Buchanan & Associates help you fight wrongful denials and get the care you need.
Call (877) 634-2506 or complete our online contact form to request your free, no-obligation consultation today.